In a collaborative effort to enhance road safety and awareness, the Uganda Police recently invited the Uganda Insurers Association (UIA) to deliver a lecture on Motor Third Party Insurance, Comprehensive Insurance, and the COMESA Motor Insurance Scheme. The event was conducted by UIA and her member representatives from statewide insurance company (SWICO) and the COMESA yellow card Coordinator from Uganda Reinsurance Company to educate police officers on these critical insurance policies.
Gilbert Emojong, UIA Technical Assistant for Non-Life Insurance, emphasized the legal obligation of Motor Third Party Insurance and highlighted UIA’s close collaboration with the Uganda Traffic Police in enforcing this insurance.
Ronald Muyingo, Manager of Marketing, Sales, and Distribution at SWICO, clarified that while Motor Comprehensive Insurance is optional, Motor Third Party Insurance is compulsory for all motorists operating in Uganda. This insurance covers damages or injuries caused to third parties, such as pedestrians and passengers, in the event of an accident, making it a crucial safety net for both drivers and the public. He explained the process for obtaining this insurance, noting that stickers are issued by any Non-Life Insurance company of the motorist’s choice, ensuring that all vehicle owners can access this essential coverage, regardless of their preferred provider.
Daisy Nantume, the COMESA Coordinator, provided insights into the COMESA Yellow Card Scheme, which facilitates cross-border travel for motorists within the COMESA member states. She explained that the Yellow Card serves as a form of Motor Third Party Insurance for motorists visiting other COMESA countries. Nantume emphasized that the Yellow Card is recognized by all participating states, which helps ensure that motorists are adequately insured while traveling across borders.
Superintendent of Police Nkesiga Anthony, in charge of Training and Administration, expressed his gratitude to the Uganda Insurers Association (UIA) for its contribution to the lecture. He acknowledged the importance of the information shared and urged his fellow officers to disseminate this knowledge to the public. He encouraged motorists to purchase Motor Third Party Insurance and understand its significance, stressing that proper enforcement of these insurance laws is crucial for promoting road safety and protecting both motorists and the public.
The lecture provided an important platform for bridging the knowledge gap between law enforcement and insurance providers, ensuring that both parties are well-equipped to promote road safety and enforce insurance laws effectively. As Uganda continues to develop its road infrastructure and vehicle ownership rises, such collaborations are vital for creating a safer and more informed driving environment for all.
