Insurance plays a critical role in ensuring the safety and financial security of road users. Motor Third Party (MTP) Insurance is vital as it provides compensation for third parties who sustain injuries or death due to road accidents. However, for effective compliance, enforcement must be strong and streamlined. To this end, the Uganda Insurers Association (UIA), conducted a key engagement with the Eastern Region traffic Police commanders at Mbale Courts View Hotel on 6th March, 2025. The session aimed to train officers on MTP Insurance, discuss enforcement challenges, and reinforce the importance of authenticating insurance stickers on the roads as part of enforcement.
The Regional Traffic Officer (RTO) Elgon Region, Moses Mutabingwa, welcomed the Uganda Insurers Association to the Eastern Region and commended our unwavering commitment to ensuring the safety of every road user through their Motor Third Party campaigns. He noted that our efforts in raising awareness, supporting accident victims, and advocating for responsible road use are truly commendable.
Speaking at the engagement, Bukenya Yasin, IRA’s Senior Inspection Officer for Non-Life Insurance, emphasized that these engagements play a key role in reducing traffic-related offences. He reassured the traffic officers of IRA’s commitment to guiding them on the most effective Motor Third Party Insurance enforcement methods. He further tasked them to consistently verify the authenticity of MTP stickers, given the proliferation of counterfeit MTP stickers.
Gilbert Emojong, our Non-Life Technical Assistant, expressed gratitude towards the Uganda Police for their dedication to ensuring compliance with MTP Insurance. He urged them to intensify efforts in investigating fake insurance stickers and ensure that all motorists have valid policies.
Gilbert demonstrated how to differentiate between genuine stickers and counterfeit ones. He also encouraged motorists looking for greater protection to consider enhanced Motor Third Party Insurance or Comprehensive Motor Insurance, which offer broader coverage beyond the basic MTP requirement.
Gilbert also took part in a talk show on 99.8 Step FM, to discuss Local Marine Cargo and Goods in Transit Insurance, an essential and mandatory policy for importers.
He expounded on the benefits of Local Marine Cargo and Goods in Transit Insurance, emphasizing its role in protecting importers against loss or damage to their goods from the point of purchase to the final destination. He reminded importers that acquiring Local Marine Cargo and Goods in Transit Insurance for all incoming imports has been mandatory since 1st February, 2025, and that, failure to comply results into penalties.
Gilbert also guided importers on how to obtain this cover, explaining that they can do so through the Marine Portal on the UIA website (marine.uia.co.ug), licensed insurers, Insurance Brokers and Agents.
The engagement with the Eastern Region traffic Police and the radio talk show in Mbale highlight UIA’s commitment to driving insurance awareness. The Traffic Police is a key partner, as they play a crucial role in ensuring MTP compliance.
As UIA, we remain committed to working hand in hand with law enforcement, the regulator, and other stakeholders for increased insurance up take in Uganda.
