The Campaign Synopsis

The Simbula with Motor Third Party Insurance campaign is geared towards sensitizing the public on Motor Third Party Insurance. While it is mandatory, many people consider it a tax therefore the need to enlighten the masses about its benefits and how one can claim in the event of an accident. The 3-month campaign, fully-funded by the Uganda Insurers Association (UIA). 

Key Messages

• Motor Third Party Insurance is beneficial to all road users.
• While the Motorist is the policy holder, Motor Third Party Insurance compensates passengers & pedestrians for bodily injury or death in case of an accident.
• Motor Third Party Insurance compensates the pedestrian or passenger for bodily injury or death in the event of an accident thereby protecting the Motorist against these financial liabilities.
• Motor Third Party Insurance isn’t a tax. 

Motor Third Party Insurance FAQs

What is Motor Third Party Insurance?

Motor Third Party Insurance is an insurance policy taken out by the owner of the Vehicle/MotorCycle/Tricycle to protect them against claims for death or bodily injuries sustained by a pedestrian or passenger as a result of a Motor Accident.

What Compensation do I get from Motor Third Party Insurance?

• Up to 1 Million per person per accident.

• Up to 10 Million per any one period of insurance.

How can I pay for Motor Third Party Insurance?

• Airtel Money by dialing *185*7*6*1#

• MTN Mobile Money by dialing *165*4*5*5#.

• PayWay

• Diamond Trust Bank

• Centenary Bank

How does a Motorist benefit from Motor Third Party Insurance?

It compensates the pedestrian or passenger for bodily injury or death in the event of an accident which in turn protects the Motorist against these financial liabilities.

What next after I pay for Motor Third Party Insurance

Present your sticker reference number to any licensed Insurance company or Agent to print your Motor Third Party Sticker.

In case of an Accident? (Claiming for compensation)

• Seek medical assistance for the injured.

• Report to the nearest Police station.

• Notify the Insurer as soon as possible.

• Submit all the required documents and get your claim processed within 3-5 working days.

Documents required:

a) Official communication - lodging in a claim.

b) Medical report and medical bills

c) Police abstract report form 3 (original)

d) Passport photocopy of claimant (2)

e) Identity card (photocopy)

f) Completed claim form.

g) In case of death - death certificate/ post-mortem report

• Letter from the family appointing the administrator and a letter from LC1 confirming the same.

• Where there is dispute as to the rightful claimant, the insurer will require letters of administration of the deceased estate.

Are you an injured pedestrian or passenger from a hit & run accident?

Report the number plate of the car to us on our toll-free number: 0800 105 050 to claim for Motor Third Party compensation.

Who are the parties in Motor Third Party Insurance?

1. The First Party is the owner of the vehicle/motorcycle/tricycle who is also the Motor Third Party Insurance policyholder. 

2. The Second Party is the Insurance Company that is responsible for compensation.

3. The Third Party is the road user (passenger or pedestrian) who is compensated in case an accident causes them bodily injury or death.